I must say that is one thing I have learned in magick and karma. If you give to other you recieve back, it doesn't mean that you must go out giving to other just because you think you going to get something in return, but because you really want to help others. And in doing so you are actually helping yourself.
Another thing is positive thinking if you believe that you will never get out of a rut then you won't. But if you truly believe that this is only the beginning of something that will turn our for the better it change. Also to be thankful for what we have in life, in saying thank you to the universe for all the wonderful gifts (air, rain, plants, animals, friend ect) you open yourself up to receive more.
If I look back at where this link started I can truly see the growth in me and yes I must say the fanancial status is much better not because of spells but because I had a change of heart and attitude.